Digits is AI-native accounting software that books, categorises and reconciles your transactions automatically, runs a continuous month-end close and gives you live financial statements. It has a 30-day free trial, and plans start at $65 a month per business.
What is Digits?
Digits is a general ledger built around AI instead of manual data entry. It connects to your bank accounts, cards, payroll and payment processors, then posts and categorises transactions on its own, around the clock.
On top of the books, it adds bill pay, invoicing, real-time dashboards and Ask Digits, an assistant you can question in plain English. Accounting firms can manage many clients from one place, and the Digits MCP server lets you work with your books from tools such as Claude, ChatGPT and Cursor.
Digits key features
AI bookkeeping
Automatically categorises and posts most transactions without manual work.
Automatic reconciliation
Matches bank and card activity to the ledger every day.
Agentic month-end close
Runs a continuous close with quality checks and flags exceptions for review.
Live financial statements
P&L, balance sheet and cash flow that update in real time.
Ask Digits assistant
Ask questions about your numbers in plain language.
Bill pay
Capture invoices, route approvals and schedule vendor payments.
Invoicing
Send invoices to customers and track what is owed.
Automated schedules
Handle fixed assets, prepaid expenses and accruals on the Core plan.
12,000+ integrations
Connect banks, payroll providers and payment processors, plus an API and MCP server.
Digits pricing plans (2026)
Digits is priced per business, not per seat, with no setup fees. Every business plan starts with a 30-day free trial. Accounting firms get separate partner pricing.
Free trial
30 days to try the full product before you pay.
Essentials
AI bookkeeping, reconciliation, financials, bill pay and invoicing.
Core
Everything in Essentials plus dimensional accounting and automated schedules.
Pro
Custom reports, dashboards and budget vs actuals. Marked as coming soon.
Accounting firms
Free firm books, unlimited team seats and client plans through the partner program.
Prices checked in October 2026 (USD). Plans change often, so confirm on the official pricing page before you buy.
How to use Digits
- 1
Go to digits.com and click Get started to open your 30-day free trial.
- 2
Connect your bank accounts, cards, payroll and payment processors.
- 3
Let the AI categorise and reconcile your history, then review any flagged items.
- 4
Set up bill pay and invoicing so money in and out flows through the same ledger.
- 5
Use dashboards, reports and Ask Digits to track cash and close each month.
Who should use Digits?
Founders and solopreneurs
Keep clean books without spending evenings on data entry.
Growing startups
Get live financials for board updates, fundraising and runway planning.
Accounting firms
Run bookkeeping and close for many clients from one platform.
Finance teams
Speed up month-end close with automated checks and schedules.
Pros and cons
What we like
- Very high level of automatic categorisation
- Real-time statements and dashboards
- Priced per business with unlimited users
- Modern API and MCP support for AI tools
Watch out for
- No free plan after the 30-day trial
- Pro tier is not available yet
- Best suited to US-based businesses
- Switching ledgers takes some setup effort
Best Digits alternatives
Digits is one of the most complete AI-first accounting tools available. Essentials covers most small businesses, while Core is worth it if you need department or location tracking and automated schedules. Use the 30-day trial to connect your accounts and judge the automation on your own data.
Digits FAQs
Is Digits free?
No. There is a 30-day free trial with no setup fees, and then plans start at $65 per month per business.
How much does Digits cost?
Essentials is $65 per month and Core is $100 per month. A Pro plan at $250 per month is listed as coming soon. Accounting firms have partner pricing.
Does Digits replace QuickBooks?
For many small businesses, yes. Digits is a full general ledger with bookkeeping, reconciliation, bill pay, invoicing and financial statements.
Is my financial data secure?
Digits is SOC 2 Type II compliant and encrypts data. You should still review its security documentation before connecting accounts.
Can accountants use Digits?
Yes. Accounting firms join the partner program, which includes free firm books, unlimited team seats and special client plans.
Does Digits work with AI assistants?
Yes. It offers a Connect API and an MCP server that works with tools such as Claude, ChatGPT and Cursor.
