{"id":5506,"date":"2026-10-24T20:32:33","date_gmt":"2026-10-24T15:02:33","guid":{"rendered":"https:\/\/teasoft.in\/ai-tools\/digits\/"},"modified":"2026-10-24T23:06:59","modified_gmt":"2026-10-24T17:36:59","slug":"digits","status":"publish","type":"ai_tools_list","link":"https:\/\/teasoft.in\/ai-tools\/digits\/","title":{"rendered":"Digits"},"content":{"rendered":"<div class=\"ait-answer\"><span class=\"ait-label\">Quick answer<\/span><\/p>\n<p><strong>Digits<\/strong> is AI-native accounting software that books, categorises and reconciles your transactions automatically, runs a continuous month-end close and gives you live financial statements. It has a 30-day free trial, and plans start at $65 a month per business.<\/p>\n<\/div>\n<div class=\"ait-glance\">\n<div class=\"ait-glance-logo\"><img decoding=\"async\" src=\"https:\/\/teasoft.in\/wp-content\/uploads\/2026\/10\/digits-logo.png\" alt=\"Digits logo\" width=\"96\" height=\"96\" title=\"\"><\/div>\n<div class=\"ait-facts\">\n<div class=\"ait-fact\"><span class=\"ait-fact-k\">Developer<\/span><span class=\"ait-fact-v\">Digits<\/span><\/div>\n<div class=\"ait-fact\"><span class=\"ait-fact-k\">Headquarters<\/span><span class=\"ait-fact-v\">California, United States<\/span><\/div>\n<div class=\"ait-fact\"><span class=\"ait-fact-k\">Founded<\/span><span class=\"ait-fact-v\">2018<\/span><\/div>\n<div class=\"ait-fact\"><span class=\"ait-fact-k\">Pricing<\/span><span class=\"ait-fact-v\">Essentials $65, Core $100, Pro $250 (coming soon)<\/span><\/div>\n<div class=\"ait-fact\"><span class=\"ait-fact-k\">Platforms<\/span><span class=\"ait-fact-v\">Web, iOS, API and MCP server<\/span><\/div>\n<div class=\"ait-fact\"><span class=\"ait-fact-k\">Best for<\/span><span class=\"ait-fact-v\">Small businesses, startups and accounting firms<\/span><\/div>\n<\/div>\n<\/div>\n<h2 id=\"what-is-digits\">What is Digits?<\/h2>\n<p>Digits is a general ledger built around AI instead of manual data entry. It connects to your bank accounts, cards, payroll and payment processors, then posts and categorises transactions on its own, around the clock.<\/p>\n<p>On top of the books, it adds bill pay, invoicing, real-time dashboards and Ask Digits, an assistant you can question in plain English. Accounting firms can manage many clients from one place, and the Digits MCP server lets you work with your books from tools such as Claude, ChatGPT and Cursor.<\/p>\n<h2 id=\"digits-key-features\">Digits key features<\/h2>\n<div class=\"ait-grid\">\n<div class=\"ait-card\"><span class=\"ait-num\">01<\/span><\/p>\n<h3>AI bookkeeping<\/h3>\n<p>Automatically categorises and posts most transactions without manual work.<\/p>\n<\/div>\n<div class=\"ait-card\"><span class=\"ait-num\">02<\/span><\/p>\n<h3>Automatic reconciliation<\/h3>\n<p>Matches bank and card activity to the ledger every day.<\/p>\n<\/div>\n<div class=\"ait-card\"><span class=\"ait-num\">03<\/span><\/p>\n<h3>Agentic month-end close<\/h3>\n<p>Runs a continuous close with quality checks and flags exceptions for review.<\/p>\n<\/div>\n<div class=\"ait-card\"><span class=\"ait-num\">04<\/span><\/p>\n<h3>Live financial statements<\/h3>\n<p>P&amp;L, balance sheet and cash flow that update in real time.<\/p>\n<\/div>\n<div class=\"ait-card\"><span class=\"ait-num\">05<\/span><\/p>\n<h3>Ask Digits assistant<\/h3>\n<p>Ask questions about your numbers in plain language.<\/p>\n<\/div>\n<div class=\"ait-card\"><span class=\"ait-num\">06<\/span><\/p>\n<h3>Bill pay<\/h3>\n<p>Capture invoices, route approvals and schedule vendor payments.<\/p>\n<\/div>\n<div class=\"ait-card\"><span class=\"ait-num\">07<\/span><\/p>\n<h3>Invoicing<\/h3>\n<p>Send invoices to customers and track what is owed.<\/p>\n<\/div>\n<div class=\"ait-card\"><span class=\"ait-num\">08<\/span><\/p>\n<h3>Automated schedules<\/h3>\n<p>Handle fixed assets, prepaid expenses and accruals on the Core plan.<\/p>\n<\/div>\n<div class=\"ait-card\"><span class=\"ait-num\">09<\/span><\/p>\n<h3>12,000+ integrations<\/h3>\n<p>Connect banks, payroll providers and payment processors, plus an API and MCP server.<\/p>\n<\/div>\n<\/div>\n<h2 id=\"digits-pricing-plans-2026\">Digits pricing plans (2026)<\/h2>\n<p>Digits is priced per business, not per seat, with no setup fees. Every business plan starts with a 30-day free trial. Accounting firms get separate partner pricing.<\/p>\n<div class=\"ait-plans\">\n<div class=\"ait-plan\">\n<h3>Free trial<\/h3>\n<div class=\"ait-price\">$0<\/div>\n<p>30 days to try the full product before you pay.<\/p>\n<\/div>\n<div class=\"ait-plan\">\n<h3>Essentials<\/h3>\n<div class=\"ait-price\">$65\/mo<\/div>\n<p>AI bookkeeping, reconciliation, financials, bill pay and invoicing.<\/p>\n<\/div>\n<div class=\"ait-plan ait-plan-hot\"><span class=\"ait-badge\">Most popular<\/span><\/p>\n<h3>Core<\/h3>\n<div class=\"ait-price\">$100\/mo<\/div>\n<p>Everything in Essentials plus dimensional accounting and automated schedules.<\/p>\n<\/div>\n<div class=\"ait-plan\">\n<h3>Pro<\/h3>\n<div class=\"ait-price\">$250\/mo<\/div>\n<p>Custom reports, dashboards and budget vs actuals. Marked as coming soon.<\/p>\n<\/div>\n<div class=\"ait-plan\">\n<h3>Accounting firms<\/h3>\n<div class=\"ait-price\">Partner pricing<\/div>\n<p>Free firm books, unlimited team seats and client plans through the partner program.<\/p>\n<\/div>\n<\/div>\n<p class=\"ait-note\">Prices checked in October 2026 (USD). Plans change often, so confirm on the official pricing page before you buy.<\/p>\n<h2 id=\"how-to-use-digits\">How to use Digits<\/h2>\n<ol class=\"ait-steps\">\n<li><span class=\"ait-step-n\">1<\/span>\n<div>Go to <a href=\"https:\/\/digits.com\/\" target=\"_blank\" rel=\"noopener\">digits.com<\/a> and click Get started to open your 30-day free trial.<\/div>\n<\/li>\n<li><span class=\"ait-step-n\">2<\/span>\n<div>Connect your bank accounts, cards, payroll and payment processors.<\/div>\n<\/li>\n<li><span class=\"ait-step-n\">3<\/span>\n<div>Let the AI categorise and reconcile your history, then review any flagged items.<\/div>\n<\/li>\n<li><span class=\"ait-step-n\">4<\/span>\n<div>Set up bill pay and invoicing so money in and out flows through the same ledger.<\/div>\n<\/li>\n<li><span class=\"ait-step-n\">5<\/span>\n<div>Use dashboards, reports and Ask Digits to track cash and close each month.<\/div>\n<\/li>\n<\/ol>\n<h2 id=\"who-should-use-digits\">Who should use Digits?<\/h2>\n<div class=\"ait-uses\">\n<div class=\"ait-use\">\n<h3>Founders and solopreneurs<\/h3>\n<p>Keep clean books without spending evenings on data entry.<\/p>\n<\/div>\n<div class=\"ait-use\">\n<h3>Growing startups<\/h3>\n<p>Get live financials for board updates, fundraising and runway planning.<\/p>\n<\/div>\n<div class=\"ait-use\">\n<h3>Accounting firms<\/h3>\n<p>Run bookkeeping and close for many clients from one platform.<\/p>\n<\/div>\n<div class=\"ait-use\">\n<h3>Finance teams<\/h3>\n<p>Speed up month-end close with automated checks and schedules.<\/p>\n<\/div>\n<\/div>\n<h2 id=\"pros-and-cons\">Pros and cons<\/h2>\n<div class=\"ait-pc\">\n<div class=\"ait-pros\">\n<h3>What we like<\/h3>\n<ul>\n<li>Very high level of automatic categorisation<\/li>\n<li>Real-time statements and dashboards<\/li>\n<li>Priced per business with unlimited users<\/li>\n<li>Modern API and MCP support for AI tools<\/li>\n<\/ul>\n<\/div>\n<div class=\"ait-cons\">\n<h3>Watch out for<\/h3>\n<ul>\n<li>No free plan after the 30-day trial<\/li>\n<li>Pro tier is not available yet<\/li>\n<li>Best suited to US-based businesses<\/li>\n<li>Switching ledgers takes some setup effort<\/li>\n<\/ul>\n<\/div>\n<\/div>\n<h2 id=\"best-digits-alternatives\">Best Digits alternatives<\/h2>\n<div class=\"ait-alts\">\n<div class=\"ait-alt\"><strong>QuickBooks Online<\/strong><span>The most widely used small business accounting software.<\/span><\/div>\n<div class=\"ait-alt\"><strong>Xero<\/strong><span>Popular cloud accounting with a large app marketplace.<\/span><\/div>\n<div class=\"ait-alt\"><strong>Docyt<\/strong><span>AI accounting automation aimed at hotels and multi-location businesses.<\/span><\/div>\n<div class=\"ait-alt\"><strong><a href=\"https:\/\/teasoft.in\/ai-tools\/chatgpt\/\">ChatGPT<\/a><\/strong><span>Handy for finance questions and spreadsheets, not a full ledger.<\/span><\/div>\n<\/div>\n<div class=\"ait-verdict\"><span class=\"ait-label\">Our verdict<\/span><\/p>\n<p>Digits is one of the most complete AI-first accounting tools available. Essentials covers most small businesses, while Core is worth it if you need department or location tracking and automated schedules. Use the 30-day trial to connect your accounts and judge the automation on your own data.<\/p>\n<\/div>\n<h2 id=\"digits-faqs\">Digits FAQs<\/h2>\n<div class=\"ait-faq\">\n<details class=\"ait-faq-item\">\n<summary>Is Digits free?<\/summary>\n<p>No. There is a 30-day free trial with no setup fees, and then plans start at $65 per month per business.<\/p>\n<\/details>\n<details class=\"ait-faq-item\">\n<summary>How much does Digits cost?<\/summary>\n<p>Essentials is $65 per month and Core is $100 per month. A Pro plan at $250 per month is listed as coming soon. Accounting firms have partner pricing.<\/p>\n<\/details>\n<details class=\"ait-faq-item\">\n<summary>Does Digits replace QuickBooks?<\/summary>\n<p>For many small businesses, yes. Digits is a full general ledger with bookkeeping, reconciliation, bill pay, invoicing and financial statements.<\/p>\n<\/details>\n<details class=\"ait-faq-item\">\n<summary>Is my financial data secure?<\/summary>\n<p>Digits is SOC 2 Type II compliant and encrypts data. You should still review its security documentation before connecting accounts.<\/p>\n<\/details>\n<details class=\"ait-faq-item\">\n<summary>Can accountants use Digits?<\/summary>\n<p>Yes. Accounting firms join the partner program, which includes free firm books, unlimited team seats and special client plans.<\/p>\n<\/details>\n<details class=\"ait-faq-item\">\n<summary>Does Digits work with AI assistants?<\/summary>\n<p>Yes. 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